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STEP
1 - Know the 4Cs:
The 4Cs stands for Carat, Cut, Color,
and Clarity. These are the four primary
grading characteristics that determine
a diamond's value. Other major factors
you need to consider before purchasing
a diamond, are its "Shape"
, which can be Round, Princess, Oval,
Marquise, Pear, Emerald, Heart, etc.,
and the "Setting" that the
stone will be mounted in, which can
be made of Platinum, Gold, or Silver.
STEP
2 - Your Budget:
A good starting point is a famous
"Two Months Salary Guideline",
however, you know your personal finances
best. Our advise is to search diamond
selections utilizing the knowledge
you gain here, and decide on a dollar
amount that you feel most comfortable
with.
STEP
3 - Diamond Style/Shape:
Decide on the Style that most appeals
to you (or the lucky person you are
buying for). We wish we could help
you more in this area, however, this
selection has to do much with personal
taste. Please take look at our online
Catalog
for selections. Or use
Forms
to submit your request and
we will find it for you
STEP
4 - Certification:
A Certificate simply puts your mind
at ease as to the quality of the diamond
you purchased. At JewelPlus.com, we
simply stand behind every item that
we sell. In order to assure you that
you're receiving the value and product
you expect, we provide an Appraisal
Certificate with every piece of
jewelry we sell.
Appraisal
Certificate is an estimate of the
approximate retail replacement value
of the jewelry, which may be used
for insurance coverage or other purposes.
The appraisal certificate contains
valuable information, such as:
An
accurate and complete description
of each article of jewelry being appraised
The
Color, Clarity, Carat weight and Cut
of the diamond
Type
of setting material (platinum, gold,
etc.)
Name
of independent laboratory certification
(GIA, EGL, AGS, HRD or IGI), if applicable
Approximate
current retail replacement market
value (approx. 150% of your purchased
price)
Signature
of our appraiser gemologist
All loose diamonds are priced based
on the type of professional grading
report from well known and well-respected
independent gemological laboratories
such as the Gemological Institute
of America (GIA) or European Gemological
Laboratory (EGL), or we simply provide
same diamonds at lower price if no
certificate is required. The Diamond
Grading Report is a complete evaluation
of your diamond, and basically includes
information on the 4Cs, including:
The
diamond's Color grade
The
diamond's Clarity grade
The
diamond's Carat weight
The
diamond's Cut quality (Please Note:
not all reports grade cut)
An
evaluation of the diamond's symmetry
and polish
It also may comment on the diamond's
fluorescence, girdle and culet, which
also affect its value
A grading report also includes a diagram
that maps the diamond's inclusions.
Since each diamond is unique, the
diagram acts like a fingerprint to
identify that particular diamond.
A diamond can be compared to its certificate
by examining it under a 10-power loupe.
Not all diamonds are certified by
gemological laboratoried, because
generally speaking, for most diamonds
under a specific weight, it is not
cost-effective to subject such a small
stone to the stringent and costly
grading evaluation of an independent
gemological laboratory. This can disproportionately
increase the cost of a smaller stone,
relative to its actual value.
It
is important to note that a diamond
grading report from an independent
laboratory is NOT an appraisal, which
estimates the monetary value of a
particular stone. It is simply an
impartial, informed opinion made by
an experienced gemologist.
Should
you have any further questions regarding
appraisal reports, please Contact
Us.
STEP
5 - Choose Setting/Material:
There's more to the diamond when you're
purchasing a diamond ring, of course.
There's the Setting or mounting. This,
like the shape of the stone itself
is purely a matter of personal style.
Here are few setting styles for your
review:
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a prong setting, the gemstone
is held in place by a number
of metal prongs, which rise
above the main body of the
ring and are bent over the
stone to hold it in place.
The number of prongs varies
according to the stone's
shape, as does their height
above the main body of the
ring. |
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Prong
Setting
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popular in bridal rings,
this four- or six-prong
style is called a "Tiffany"
setting, because it was
originally developed by
the founder of Tiffany &
Co. in 1886 to hold diamonds.
A prong setting allows the
most light to enter a gemstone
from all angles, maximizing
its brilliance. Six prongs
also provide added security
in holding the stone. |
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Tiffany
Setting
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bezel setting holds a gemstone
in place using a thin band
of metal that surrounds
the stone at its middle,
or girdle. It can completely
or partially surround the
stone, depending on the
style and look desired.
This type of setting provides
good protection for the
middle (girdle) and bottom
(pavilion) portions of a
stone. Bezel settings can
have straight or scalloped
edges, an can be molded
to accommodate many shapes
of stones. |
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Bezel
Setting
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| In
a channel setting, two strips
of metal (gold, platinum,
etc.) hold the gemstone(s)
in place at the sides. There
is no metal between the
stones. This type of setting
protects the girdle area
of the gemstone, as well
as securing small stones
more effectively than a
prong setting. Channel-set
gemstones also sit flush
with the mounting, making
them less likely to get
snagged on other objects,
such as hair or clothing. |
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Channel
Setting
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bar setting is very similar
to a channel setting (see
above). Used in circular
bands, a bar setting uses
a thin bar of metal to hold
the stones in place on either
side, so that each bar has
a stone on either side of
it. |
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Bar
Setting
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| Invisible-set
gemstones are placed very
closely together, with the
metal concealed underneath
the stones, giving them
the appearance of a continuous,
uninterrupted surface. Since
the metal of the setting
is not seen, this type of
setting is an excellent
way to showcase the brilliance
or color of the gemstones
themselves. It also allows
an increased amount of light
to enter the stone (and,
thus give off more brilliance
or color), since there are
no prongs or bezels impeding
the light's entry. |
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Invisible
Setting
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In pavé setting,
gemstones are fit into small
holes and set almost level
with the surface of the
ring. They are set in rows,
with no metal between them,
giving the appearance of
the gemstones having been
paved, like a cobblestone
road (Pavé is French
for paved). |
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Pavé
Setting
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In a cluster setting, several
stones are mounted together
in a group, for a cluster
effect. It is frequently
seen with several small
stones surrounding a central,
larger stone. |
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Cluster
Setting
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This setting uses pressure
to hold a stone between
two open ends of the metal
mounting, making the stone
appear as if it's floating. |
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Tension
Setting
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In
addition to the setting, the metal
that the setting itself is crafted
from is an important consideration.
Here are few choices on ring material:
Platinum
18k
yellow gold
18k
white gold
14k
yellow gold
14k
white gold
Two-Tone
18k gold
Two-Tone
14k gold
STEP 6 - Make
Your Purchase:
You know about 4cs and diamond certification,
you have set your budget, you have
looked around to decide on a particular
diamond style/shape. You have chosen
your setting/material. You can make
your purchase online using JewelPlus.com
Catalog.
If you require assistance or should
you require a special diamond, you
could use our Special
Request forms.
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